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		<title>Home | Partridge-Zschau Insurance</title>
		<link>http://www.pzinc.com/</link>
		<description></description>
		<language>en</language>
		<lastBuildDate>Thu, 16 Feb 2012 16:57:38 -0500</lastBuildDate>
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			<title>Tip of the Week</title>
			<link>http://www.pzinc.com/totw09/</link>
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					&lt;h3 class="index-title"&gt;&lt;a href="http://www.pzinc.com/totw09/fireplaceashes.php" title="Proper Disposal of Fireplace Ashes"&gt;&lt;span class="in"&gt;Proper Disposal of Fireplace Ashes&lt;/span&gt;&lt;/a&gt;&lt;/h3&gt;
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First of all, make sure there are no hot spots left in the ashes. This is done either by soaking them in water or leaving them sit for a few days if practical (and then double checking them for hot spots). Besides doing this for the above-mentioned appliances this also holds true for cigarette and charcoal grill ashes. &lt;/li&gt;
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Secondly, all ashes should be stored in a fire- resistant (metal) container with a tight fitting cover (buckets made especially for storage of ashes are available at many area retailers). They should NEVER be disposed of in a plastic garbage bag or can, a cardboard box, or paper grocery bag. While this sounds obvious, it happens way too often. 
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&lt;li style="text-align: left;"&gt; 
 This metal container should then be placed away from anything that can burn. It should NOT be placed next to the firewood pile, up against the garage, on or under a wooden deck, or under a porch. 
 &lt;/ul&gt;

&lt;ul&gt;

&lt;li style="text-align: left;"&gt; 
After sitting in this metal container for a week the ashes are then safe to dispose of in your trash. 
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			<pubDate>Sat, 25 Jun 2011 17:57:59 -0400</pubDate>
			<guid>http://www.pzinc.com/totw09/</guid>
            
			
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			<title>DISCOUNTS</title>
			<link>http://www.pzinc.com/discounts/index.php</link>
			<description>
				
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			<pubDate>Thu, 17 Feb 2011 23:22:33 -0500</pubDate>
			<guid>http://www.pzinc.com/discounts/index.php</guid>
            
			
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			<title>DISCOUNTS</title>
			<link>http://www.pzinc.com/discounts/</link>
			<description>
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Auto Rewards saves 20 percent.&lt;/p&gt;&lt;p&gt;  Insure your home and
 auto with Arbella and save 20 percent* off certain coverages of their 
total homeowners insurance premium. &lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;If you drive less, you should pay less.&lt;/p&gt;&lt;p&gt; If your annual mileage is less than 10,000 per year, you can save.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Passive restraints cut costs.&lt;/p&gt;&lt;p&gt; If your auto is equipped with an air bag or automatic seat belts, you can pay less on your auto insurance.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Anti-theft devices save up to 36 percent.&lt;/p&gt;&lt;p&gt; Your auto 
comprehensive coverage insurance premium can be discounted as much as 36
 percent, depending on the anti-theft device in place.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Advanced Driver Training earns 5 percent off.&lt;/p&gt;&lt;p&gt; New and 
inexperienced drivers successfully completing the basic driver training 
course and the In Control Advanced Driver Training Program, Driven 
School of Advanced Driver Training Program or the Stevens Advanced 
Driver Training Program gain life-saving skills on the road - and a 5 
percent discount off certain coverages on their yearly auto insurance 
premium. 
&lt;br /&gt;&lt;/p&gt;&lt;p&gt;To find out more about In Control, visit their Web site at &lt;a href="http://www.incontroladt.com" target="ica"&gt;www.incontroladt.com&lt;/a&gt; or call 1-888-Safe (7233).&lt;/p&gt;&lt;p&gt;
To find out more about Stevens Advanced Driver Training, visit their Web site at &lt;a href="http://www.skidschool.us" target="skid"&gt;www.skidschool.us&lt;/a&gt; or call 603-296-4094.
&lt;br /&gt;
To find out more about Driven School of Advanced Driver Training, visit their Web site at &lt;a href="http://www.driversafetytrainingschool.com" target="dsts"&gt;www.driversafetytrainingschool.com&lt;/a&gt; or call 413-667-4365. &lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Partridge-Zschau &amp;amp; Arbella are committed to improving inexperienced driver safety! &lt;/p&gt;&lt;p&gt;Inexperienced
 drivers who share this commitment and go the extra mile by completing a
 safety training program for inexperienced operators that uses both a 
driver simulator and on-line training curriculum as defined by Arbella 
may qualify for an additional 7 percent off certain coverages.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Renew and save with our auto loyalty discount.&lt;/p&gt;&lt;p&gt; You may be eligible to earn an additional discount off your total auto insurance premium every year you renew.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Account Credit discount earns up to 10 percent off.&lt;/p&gt;&lt;p&gt; You may be 
eligible for savings up to 10 percent off your total premium if you have
 other personal insurance with us or 5 percent if you have personal 
insurance with another approved insurer.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Multiple vehicles save 5 percent.&lt;/p&gt;&lt;p&gt; You can lower your premium by
 5 percent on certain coverages by insuring more than one auto. If your 
customer insures more than one auto on the same policy, you may save an 
additional 2 percent on certain coverages - and get the ease of one 
invoice!&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Energy-saving hybrids or electrics save 10 percent.&lt;/p&gt;&lt;p&gt; If you have
 a hybrid that runs on two or more power sources or an electric-only 
vehicle, you can drive down your costs on certain coverages.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;If you have a student away, that's 10 percent less they pay.&lt;/p&gt;&lt;p&gt; 
Your customers can cut costs on certain coverages when a  household 
driver with less than 6 years driving experience resides at a college or
 another accredited educational institution more than 100 miles from 
where the car is garaged.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Save 3% on your auto premium when you pay your policy in full!&lt;/p&gt;&lt;p&gt; 
For new business, payment must be made in full upon down payment.  For 
renewal business, payment must be made in full upon the first 
installment due date.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Support Special Olympics Massachusetts and Save on Insurance....&lt;/p&gt;&lt;p&gt; Save 20% or More* when New Customers Donate to Special Olympics Massachusetts and Combine Auto &amp;amp; Homeowners Coverage.
&lt;br /&gt;&lt;br /&gt;

A contribution can provide an athlete with the necessary equipment to 
compete, but donating to Special Olympics means so much more!
The mission of Special Olympics Massachusetts is to provide year-round 
sports training and athletic competition in a variety of well-coached 
Olympic-type sports for individuals with intellectual disabilities. &lt;br /&gt;&lt;br /&gt;

Special Olympics Massachusetts also provides athletes with continuing 
opportunities to develop physical fitness, prepare for entry into school
 and community programs, express courage, experience joy, and 
participate in the sharing of gifts, skills and friendship with their 
families, other Special Olympics Athletes, and the community.&lt;br /&gt;&lt;br /&gt;

Arbella Insurance and Special Olympics Massachusetts have partnered to 
maximize the benefit of giving. When you choose Arbella, donate to 
Special Olympics Massachusetts, and combine home and auto insurance, you
 can maximize savings to 20% or more*. Included in that is the Special 
Olympics Auto Discount of 5% off your entire auto policy. Donating to 
Special Olympics Massachusetts is more rewarding with Arbella because 
Good Deeds Deserve Discounts!
&lt;br /&gt;&lt;br /&gt;
If You Haven't Already, &lt;a href="https://secure.specialolympics.org/site/apps/ka/sd/donorcustom.asp?c=mlIYIjNZJuE&amp;amp;b=5190615&amp;amp;BeneficiaryID=MA119"&gt;Click Here to Donate to Special Olympics Massachusetts.&lt;/a&gt;&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;A MAHA Workshop generates 10 percent off.&lt;/p&gt;&lt;p&gt; First-time homebuyers attending a &lt;a href="http://www.mahahome.org" target="maha"&gt;Massachusetts Affordable Housing Alliance Workshop&lt;/a&gt;
 earn 10 percent off certain Arbella homeowners coverages for two years.
 Seminars prepare buyers for the big step of purchasing a residence and 
cover everything from finding a good home inspector, to navigating the 
closing process.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Protective devices earn savings.&lt;/p&gt;&lt;p&gt;  You save with continued 
commitment to keeping your home safe with burglar alarms, smoke 
detectors, fire alarms and/or automatic sprinklers. Using any of these 
devices qualifies you for a reduced premium off certain coverages, based
 on the device. Homes with properly installed and maintained smoke 
detectors, deadbolt locks and fire extinguishers qualifes for discounts.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p&gt;&lt;span style="font-size: 15px; color: rgb(51, 51, 51); font-weight: bold; " class="Apple-style-span"&gt;New home credit saves up to 20 percent.&lt;/span&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt; 
 Our New Home Credit reduces your insurance cost up to 20 percent on 
certain coverages for a new home. You can continue to earn discounts 
until your home is 10 years old.&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Renew and save 3 percent.&lt;/p&gt;&lt;p&gt;  Our Loyalty Credit gives your 
customer a 3 percent discount off certain Arbella homeowners coverages 
every year they renew their Arbella policy. Insure their auto with 
Arbella and the discount goes up to 5 percent* off certain coverages.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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							&lt;div class="article-summary"&gt;&lt;p style="color: rgb(51, 51, 51); font-weight: bold; font-size: 15px; "&gt;Save 10 percent off certain coverages for your insurance on rental property.&lt;/p&gt;&lt;p&gt;  Our Account Credit is applied to your Arbella dwelling fire premium when you also carry Arbella auto insurance.&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;
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			<pubDate>Thu, 17 Feb 2011 23:22:05 -0500</pubDate>
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