Standing Between You and Loss 

Since 1891







Homeowners insurance protects you from the things that can damage your home, belongings, or hurt you financially.

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Liability protects businesses from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.

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Auto insurance is mandatory in Massachusetts. Accidents, glass damage, lawsuits, hail, and more—we have affordable coverage options to protect you against just about anything. Get a quote.


A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy.

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Need extra liability insurance? Umbrella policies help protect you from major claims and lawsuits. 


If you employ even one person in Massachusetts, you must carry workers’ compensation insurance, which provides benefits to employees for injuries and illnesses arising out of and in the course of employment. Get a quote.



Partridge-Zschau Insurance Agency is a family owned and operated insurance agency that has been serving the needs of Massachusetts insurance customers for over 125 years. As an independent agency, we represent dozens of fine insurance companies, which offer a wide variety of coverage options and price points.  

Our Agency prides itself on the services we provide to our clients. We make it a point to get to know and understand our clients so that we can best respond to their insurance needs and ensure we are helping them to protect their assets. We strive to maintain the highest degree of professionalism and our staff is continually updating and learning, so that we are on top of the ever-changing insurance industry and can provide thoughtful and practical guidance to our clients.

The Partridge-Zschau Insurance Agency dates back to 1891 when E.M. Partridge of Millers Falls, Massachusetts started the Partridge Insurance Agency. Partridge operated his agency as a complement to his druggist (pharmacy) and other businesses located in downtown Millers Falls. In 1938, Ronald Zschau started his own insurance agency in Millers Falls. Ronald's mother, Sarah Mayhew Zschau, operated Ronald's agency from 1941-1945, while Ronald served in World War II. After returning from the war, Ronald Zschau resumed control of his agency and purchased the Partridge Insurance Agency in 1948, forming the business entity that exists today: the Partridge-Zschau Insurance Agency. Ronald ran Partridge-Zschau until his death in 1971, at which time his son Peter took over the business. Today, Peter and his sons Jonathan and Ryan carry on as a family team in the insurance business.



Jonathan P. Zschau, Esq.
Treasurer, Attorney, & Licensed Agent
Peter B. Zschau, CPCU
President & Licensed Agent
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Ryan C. Zschau
Director & Licensed Agent
Carrie A. Charboneau
Customer Service Manager
Licensed Agent
Trevor J. Holloway
Customer Service Representative
Amanda M. Phelps
Customer Service Representative


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We pay for referrals. We have a sales and service team that is focused on taking care of you and your insurance needs. If you are happy with the service you have received, we would love the opportunity to help a friend or family member with their insurance! Whether they are looking for better coverage or trying to save money, Partridge-Zschau Insurance wants to help.



Tel. (413) 863-4331

Fax. (413) 863-9426

Visit our Customer Portal for existing client services or to request a quote.


25 Millers Falls Road

Turners Falls, MA 01376

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Monday - Friday

8:30 - 5:00

Notary Services Available. Please call in advance. Learn more here.